2016 Update

After the most stressful year of my life I am happy to report that 2016 is already looking up. Construction has FINALLY begun again on our house this week, I got a raise at work and the contingency check from the bank arrived (they messed up the suite # on the envelope and then they put the old GC on the check) which will help us pay for our roof that has to be fixed. There is no way around fixing it unfortunately, but at least this contingency money exists and will pay for most of the work to be done. Driving by my house on the way to work and seeing workers on site makes me so happy I can’t express it in words. We are finally able to see light at the end of this very long tunnel. To read the entire 203k Full Renovation House saga check out these posts.

While we are still in the building phase for the next few months we have to continue to save as much money as possible so my husband’s overtime $ and my raise difference is going to go straight to savings. We want to make sure we have as much cash as possible to cover all our costs so we don’t have to put anything else on our credit cards. Not to mention our house money only covers the house, not a driveway, yard, fence, sprinklers, etc. so we will need to pay for all of that. Our plan is to round up or double our credit card payments during this time and then once we are in the house make a plan to start attacking our debt repayment. I have been reading a lot of finance blogs to get us in the savings & budgeting mindset like Blonde on a Budget / LBee and the Money Tree / And Then We Saved. I love to read financial articles and have started writing my own Finance section – if you have any topics you would like to read about just let me know.

In the meantime while we wait for our house to be finished and continue living with our in-laws, I have been binge watching Fixer Upper and Genevieve’s Renovation on Netflix which has really been putting me in a home design mood. I cannot wait to decorate our new house. The thing I enjoy most about Genevieve’s Renovation is that the numbers seem more accurate than a lot of HGTV shows, she runs into major issues along the way and she is very frugal. I feel that her show is the most accurately portrayed, but I also love Fixer Upper because I have a serious crush on the Gaines family. Maybe our next house can be a farm…

How is 2016 treating you so far and any design shows I should be watching? Have a great weekend. xx, Beth

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